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Merchant Credit Card Processing
Merchant Services	American Business Financing Fees	Industry Averages
Discount rate for Visa and MasterCard	Card-swiped: 1.76%OR LOWER! * Key-entered: 2.44% OR LOWER! �	Card-swiped: 1.95% Key-entered: 2.95%
Monthly fee	$12.95	$15-$25
Credit Card Per-Authorization Fee	$0.23	$0.25-$0.50
Debit Card Per-Authorization Fee (using a PIN pad)	$0.21 plus network fees***	$0.21-$0.25 plus network fees***
Application Fee	FREE	$95-$250 (non-refundable)
Time to funding**	2-3 business days	2-5 business days
Hardware: For PCs For Terminals	Purchase or Lease is Available Optional card reader: $89 Competitively Priced terminals and free reprogramming Call us to see if you qualify for a FREE TERMINAL	$300-$1500

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For more information:
(877) 273-1612

� Non-qualifying transactions will be charged at the rate of 2.99%.

** Funds will generally be deposited into your account within 2-3 business days depending on your financial institution and your Demand Deposit Account. Clearance time for funds may vary depending on your Demand Deposit Account.

Transactions are subject to Association guidelines. Additional fees apply to accepting American Express, Discover, and Diners Club cards.

Terms, conditions, features, pricing, and service options are subject to change without notice.

For more information:
(800) 991-5137

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